Terms of Service

1. Acceptance of Terms

By accessing and using The Insurance Hawk website (theinsurancehawk.com) and services operated by Hawkins Insurance Group, you accept and agree to be bound by the terms and provision of this agreement. These Terms of Service govern your use of our website, insurance services, and any related applications or services.

2. Medicare Insurance Services

Hawkins Insurance Group, operating The Insurance Hawk, is an independent insurance agency licensed to sell Medicare insurance products. We are not connected with or endorsed by the U.S. Government or the federal Medicare program.

• We represent multiple insurance carriers and can offer a variety of Medicare plans
• Our services include Medicare Supplement, Medicare Advantage, and Medicare Part D plans
• We provide educational resources and enrollment assistance
• All insurance products are subject to availability and carrier approval

3. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information during enrollment or consultation
• Maintain the confidentiality of your account information
• Use our services only for lawful purposes
• Not interfere with or disrupt our services or servers
• Comply with all applicable laws and regulations

4. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

5. Medicare Compliance Disclaimers

6. Limitation of Liability

To the fullest extent permitted by law, Hawkins Insurance Group and The Insurance Hawk shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

7. Insurance License Information

Hawkins Insurance Group and its agents are licensed insurance professionals. License information is available upon request and can be verified through your state's insurance department. See also our licensing disclosures.

8. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modifications.

9. Text Messaging

If you opt in to receive text messages from The Insurance Hawk (Hawkins Insurance Group, LLC), you agree to receive SMS messages at the mobile number you provide about your request, which may include replies to your inquiry, quote information, and appointment scheduling. Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. Consent to receive text messages is not a condition of purchasing any goods or services. You can opt out at any time by replying STOP, or reply HELP for help.

We do not sell, rent, or share your mobile phone number or SMS opt-in consent with third parties or affiliates for their own marketing purposes. For more detail on how we handle mobile information, see our Privacy Policy.

10. Website Content, Scraping, and Automated Access

Everything on this website belongs to Hawkins Insurance Group, LLC or its licensors. That includes the text, videos, video transcripts, images, page designs, the guided interview, quote results, and the software that runs the site. All rights are reserved. You may view this content for your own personal, non-commercial use while shopping for insurance. Any other use requires our written permission first.

You agree that you will not:

• Copy, republish, sell, or redistribute any part of this website or its content
• Use scrapers, crawlers, bots, or any automated tool to access the site or its services, other than standard search engines indexing public pages
• Harvest or bulk-extract quote results, rates, plan data, or any other data from the site or its APIs
• Use any content from this site to train, fine-tune, or prompt an artificial intelligence model, or to create a competing product or service
• Reproduce, clone, or imitate our videos, transcripts, or the likeness or voice of our agents, including with AI voice or avatar tools
• Remove, hide, or alter any copyright, trademark, or other ownership notices

Violating this section is a breach of these Terms. We may block your access, and we reserve all legal remedies, including claims for breach of contract, copyright and trademark infringement, and unfair competition.

11. Contact Information

If you have questions about these Terms of Service, please contact us: